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Child-Grandchild Protection!

Throughout the 30 years that I have spent in the funeral service field, it is the ever-so-often occurrence, the unfortunate passing of a child or grandchild that opens a floodgate of emotions. The impact of the loss affects everyone involved, igniting and emphasizing the critical stages of grief characterized by shock, despair, anger, denial, and helplessness, which eventually leads way to realization and acceptance. On top of all the emotional baggage, we the death-care professionals must toss the economic and financial needs of the sad event.

I must say that on a career reflection, dealing with dollars at that inopportune time in one’s life creates a magnitude of challenges as a sincere service provider. A true public servant searches endlessly for the Golden Fleece, the tools, that magic wand to wave, and make every trying situation better for all. What possible blanket of comfort can a mortician wrap his family in to shun them from the wrath of an untimely death? The answer is not that easy but for many cutting-edge funeral directors, an option to make it easier on the worst day of someone’s life is at hand!

Introducing the Child – Grandchild Protection Program. A responsibility to inform families and to educate the community lies within this writing. Could it be that by planning and paying for one’s own funeral or cremation service, a family protection feature is built right in? Absolutely, dollar-for-dollar funeral service and merchandise coverage for every natural child or grandchild of the purchasing planner under the age of 18 years, unmarried, and living at home!

So what’s the catch? Just another ploy or promotional attempt by a salesperson, I think not! To create an “umbrella of security” by planning for one’s own demise is the most loving thing you can do for your family. So when I am posed with the questions, “Why should I plan and pay for a funeral or cremation service?” The answer is, for your own peace of mind and assurances that the most difficult day in your life or the life of loved ones might be a little easier. A protection that is better to have and not need than to need and not have!

Not all funeral homes offer such a progressive feature to pre-paid plans. However, if they did, it might just become the reason you’ll call for an arrangement appointment!

Rob Ferguson is a PA Licensed Funeral Director and Past President of the Westmoreland Indiana Armstrong County Funeral Directors Association. He can be reached at fergfh@verizon.net.

 

 

 

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